:root {
  --navy: #0a2540;
  --navy-700: #0f3358;
  --blue: #1273d4;
  --blue-600: #0f63b8;
  --accent: #f5821f;
  --accent-600: #db6d0d;
  --ink: #14202e;
  --muted: #5b6b7d;
  --line: #e3e9f0;
  --bg: #ffffff;
  --bg-soft: #f5f8fc;
  --bg-soft-2: #eef4fb;
  --white: #ffffff;
  --shadow-sm: 0 1px 2px rgba(10, 37, 64, .06), 0 2px 6px rgba(10, 37, 64, .05);
  --shadow-md: 0 10px 30px rgba(10, 37, 64, .10);
  --shadow-lg: 0 24px 60px rgba(10, 37, 64, .16);
  --radius: 16px;
  --radius-sm: 10px;
  --container: 1160px;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  --font-head: "Plus Jakarta Sans", var(--font-body);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.65;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a { color: var(--blue); text-decoration: none; }
a:hover { color: var(--blue-600); }

h1, h2, h3, h4 {
  font-family: var(--font-head);
  color: var(--navy);
  line-height: 1.2;
  margin: 0 0 .5em;
  letter-spacing: -.015em;
}

h1 { font-size: clamp(2rem, 4.2vw, 3.25rem); font-weight: 800; }
h2 { font-size: clamp(1.6rem, 3vw, 2.35rem); font-weight: 800; }
h3 { font-size: 1.2rem; font-weight: 700; }

p { margin: 0 0 1rem; color: var(--muted); }

.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 22px; }
.section { padding: 84px 0; }
.section--soft { background: var(--bg-soft); }
.section--tight { padding: 56px 0; }

.eyebrow {
  display: inline-block;
  font-family: var(--font-head);
  font-weight: 700;
  font-size: .78rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 14px;
}
.section-head { max-width: 720px; margin: 0 auto 46px; text-align: center; }
.section-head p { font-size: 1.05rem; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 13px 26px;
  border-radius: 999px;
  font-family: var(--font-head);
  font-weight: 700;
  font-size: .95rem;
  border: 1.5px solid transparent;
  cursor: pointer;
  transition: transform .18s ease, box-shadow .18s ease, background .18s ease, color .18s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn--primary { background: var(--accent); color: #fff; box-shadow: 0 8px 20px rgba(245, 130, 31, .32); }
.btn--primary:hover { background: var(--accent-600); color: #fff; }
.btn--dark { background: var(--navy); color: #fff; }
.btn--dark:hover { background: var(--navy-700); color: #fff; }
.btn--ghost { background: transparent; color: var(--navy); border-color: var(--line); }
.btn--ghost:hover { border-color: var(--blue); color: var(--blue); }
.btn--onDark { background: rgba(255,255,255,.12); color: #fff; border-color: rgba(255,255,255,.35); }
.btn--onDark:hover { background: #fff; color: var(--navy); }
.btn--whatsapp { background: #25d366; color: #fff; box-shadow: 0 8px 20px rgba(37, 211, 102, .32); }
.btn--whatsapp:hover { background: #1ebe5b; color: #fff; }

/* ---------- Top bar ---------- */
.topbar {
  background: var(--navy);
  color: #cddcec;
  font-size: .84rem;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.topbar .container { display: flex; justify-content: space-between; align-items: center; gap: 16px; min-height: 40px; flex-wrap: wrap; }
.topbar a { color: #cddcec; }
.topbar a:hover { color: #fff; }
.topbar .topbar__meta { display: flex; gap: 22px; flex-wrap: wrap; align-items: center; }
.topbar .topbar__meta svg { width: 15px; height: 15px; vertical-align: -2px; margin-right: 6px; }

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 60;
  background: rgba(255,255,255,.94);
  backdrop-filter: saturate(180%) blur(10px);
  border-bottom: 1px solid var(--line);
  transition: box-shadow .2s ease;
}
.site-header.is-stuck { box-shadow: var(--shadow-sm); }
.nav { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 74px; }
.brand { display: flex; align-items: center; }
.brand img { height: 58px; width: auto; }

.nav__links { display: flex; align-items: center; gap: 4px; list-style: none; margin: 0; padding: 0; }
.nav__links a {
  display: block;
  padding: 10px 15px;
  border-radius: 999px;
  color: var(--navy);
  font-weight: 600;
  font-size: .95rem;
}
.nav__links a:hover { background: var(--bg-soft-2); color: var(--blue); }
.nav__links a.is-active { color: var(--blue); background: var(--bg-soft-2); }
.nav__cta { margin-left: 8px; }

.nav__toggle {
  display: none;
  width: 46px; height: 46px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
  cursor: pointer;
  align-items: center; justify-content: center;
}
.nav__toggle span, .nav__toggle span::before, .nav__toggle span::after {
  content: ""; display: block; width: 20px; height: 2px; background: var(--navy); border-radius: 2px; position: relative; transition: .2s;
}
.nav__toggle span::before { position: absolute; top: -6px; }
.nav__toggle span::after { position: absolute; top: 6px; }

/* ---------- Hero ---------- */
.hero {
  position: relative;
  background: linear-gradient(160deg, var(--navy) 0%, #0d3560 55%, #123f73 100%);
  color: #eaf1f9;
  overflow: hidden;
}
.hero::after {
  content: "";
  position: absolute; inset: 0;
  background: radial-gradient(680px 340px at 82% 18%, rgba(245,130,31,.22), transparent 60%),
              radial-gradient(560px 320px at 8% 90%, rgba(18,115,212,.30), transparent 60%);
  pointer-events: none;
}
.hero .container { position: relative; z-index: 2; }
.hero__grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 54px; align-items: center; padding: 78px 0 84px; }
.hero h1 { color: #fff; margin-bottom: 18px; }
.hero h1 .hl { color: #ffb46b; }
.hero__lead { color: #c9daec; font-size: 1.1rem; max-width: 540px; }
.hero__actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 26px; }
.hero__points { list-style: none; margin: 30px 0 0; padding: 0; display: flex; flex-wrap: wrap; gap: 10px 26px; }
.hero__points li { display: flex; align-items: center; gap: 9px; color: #d5e3f2; font-weight: 600; font-size: .95rem; }
.hero__points svg { width: 20px; height: 20px; flex: none; }

.hero__card {
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: var(--radius);
  padding: 14px;
  box-shadow: var(--shadow-lg);
  backdrop-filter: blur(6px);
}
.hero__card img { border-radius: 12px; }

.hero__badge {
  position: absolute; z-index: 3; right: 26px; bottom: -22px;
  background: #fff; color: var(--navy);
  border-radius: 14px; padding: 14px 18px;
  box-shadow: var(--shadow-md); display: flex; align-items: center; gap: 12px;
}
.hero__badge strong { display: block; font-family: var(--font-head); font-size: 1.25rem; }
.hero__badge span { font-size: .78rem; color: var(--muted); }
.hero__badge .dot { width: 42px; height: 42px; border-radius: 11px; background: rgba(18,115,212,.12); color: var(--blue); display: grid; place-items: center; }

/* ---------- Stats ---------- */
.stats { background: var(--bg-soft); border-bottom: 1px solid var(--line); }
.stats__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; padding: 34px 0; }
.stat { text-align: center; padding: 8px 12px; }
.stat strong { display: block; font-family: var(--font-head); font-size: clamp(1.5rem, 3vw, 2.1rem); font-weight: 800; color: var(--navy); }
.stat span { font-size: .86rem; color: var(--muted); font-weight: 600; }

/* ---------- Cards ---------- */
.grid { display: grid; gap: 24px; }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--2 { grid-template-columns: repeat(2, 1fr); }
.grid--4 { grid-template-columns: repeat(4, 1fr); }

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px 28px;
  box-shadow: var(--shadow-sm);
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
  height: 100%;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: #d5e2f0; }
.card h3 { margin-bottom: 10px; }
.card p:last-child { margin-bottom: 0; }
.card__icon {
  width: 54px; height: 54px; border-radius: 14px;
  display: grid; place-items: center; margin-bottom: 18px;
  background: linear-gradient(135deg, rgba(18,115,212,.12), rgba(18,115,212,.05));
  color: var(--blue);
}
.card__icon svg { width: 27px; height: 27px; }
.card--accent .card__icon { background: linear-gradient(135deg, rgba(245,130,31,.16), rgba(245,130,31,.06)); color: var(--accent); }

.card__link { font-weight: 700; font-size: .9rem; display: inline-flex; align-items: center; gap: 6px; margin-top: 14px; }

/* ---------- Feature split ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.split--rev .split__media { order: 2; }
.split__media { border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow-md); }
.checklist { list-style: none; margin: 22px 0 28px; padding: 0; display: grid; gap: 13px; }
.checklist li { display: flex; gap: 12px; align-items: flex-start; color: var(--ink); font-weight: 500; }
.checklist svg { width: 22px; height: 22px; flex: none; margin-top: 2px; color: var(--accent); }

/* ---------- Rate tables / tax info ---------- */
.tax-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; align-items: start; }
.panel {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  overflow: hidden; box-shadow: var(--shadow-sm);
}
.panel__head {
  padding: 18px 24px;
  background: var(--navy); color: #fff;
  font-family: var(--font-head); font-weight: 700;
  display: flex; align-items: center; justify-content: space-between; gap: 12px;
}
.panel__head small { font-weight: 600; color: #a9c4de; font-size: .74rem; letter-spacing: .04em; }
.panel__body { padding: 8px 24px 18px; }
table.rates { width: 100%; border-collapse: collapse; font-size: .95rem; }
table.rates th, table.rates td { text-align: left; padding: 11px 6px; border-bottom: 1px solid var(--line); }
table.rates th { font-family: var(--font-head); color: var(--navy); font-size: .8rem; text-transform: uppercase; letter-spacing: .05em; }
table.rates td:last-child, table.rates th:last-child { text-align: right; font-weight: 700; color: var(--navy); }
table.rates tr:last-child td { border-bottom: 0; }
.pill {
  display: inline-block; padding: 5px 13px; border-radius: 999px;
  font-family: var(--font-head); font-weight: 700; font-size: .82rem;
}
.pill--blue { background: rgba(18,115,212,.12); color: var(--blue-600); }
.pill--accent { background: rgba(245,130,31,.14); color: var(--accent-600); }
.pill--navy { background: rgba(10,37,64,.08); color: var(--navy); }

.note {
  background: var(--bg-soft-2); border-left: 4px solid var(--blue);
  border-radius: 0 12px 12px 0; padding: 16px 20px; font-size: .9rem; color: var(--muted);
}
.note strong { color: var(--navy); }

/* ---------- Steps ---------- */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; counter-reset: step; }
.step { position: relative; padding: 28px 22px 22px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); }
.step::before {
  counter-increment: step; content: counter(step, decimal-leading-zero);
  font-family: var(--font-head); font-weight: 800; font-size: 1.1rem;
  color: #fff; background: var(--accent);
  width: 42px; height: 42px; border-radius: 12px;
  display: grid; place-items: center; margin-bottom: 16px;
  box-shadow: 0 8px 18px rgba(245,130,31,.3);
}
.step h3 { font-size: 1.05rem; margin-bottom: 8px; }
.step p { font-size: .92rem; margin: 0; }

/* ---------- Team ---------- */
.team-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.member {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  overflow: hidden; box-shadow: var(--shadow-sm); transition: transform .2s, box-shadow .2s;
}
.member:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.member__photo {
  aspect-ratio: 4 / 3;
  background: linear-gradient(150deg, var(--navy), #17457a);
  display: grid; place-items: center; color: #fff;
}
.member__photo span { font-family: var(--font-head); font-weight: 800; font-size: 2.4rem; opacity: .85; letter-spacing: .04em; }
.member__body { padding: 22px 24px 26px; }
.member__body h3 { margin-bottom: 2px; }
.member__role { color: var(--accent-600); font-weight: 700; font-size: .86rem; letter-spacing: .02em; margin-bottom: 12px; }
.member__body p { font-size: .92rem; margin: 0; }
.badge-soon {
  display: inline-block; margin-top: 14px; font-size: .72rem; font-weight: 700;
  letter-spacing: .08em; text-transform: uppercase; color: var(--muted);
  background: var(--bg-soft-2); border: 1px dashed #c9d6e6; padding: 4px 10px; border-radius: 999px;
}

/* ---------- CTA band ---------- */
.cta {
  background: linear-gradient(120deg, var(--navy), #123f73);
  color: #fff; border-radius: 22px; padding: 54px 48px;
  display: grid; grid-template-columns: 1fr auto; gap: 30px; align-items: center;
  box-shadow: var(--shadow-lg); position: relative; overflow: hidden;
}
.cta::after { content: ""; position: absolute; inset: 0; background: radial-gradient(500px 260px at 88% 20%, rgba(245,130,31,.28), transparent 60%); }
.cta > * { position: relative; z-index: 2; }
.cta h2 { color: #fff; margin-bottom: 8px; }
.cta p { color: #c9daec; margin: 0; }
.cta__actions { display: flex; gap: 14px; flex-wrap: wrap; }

/* ---------- Page hero (inner) ---------- */
.page-hero {
  background: linear-gradient(160deg, var(--navy), #123f73);
  color: #fff; padding: 66px 0 60px; position: relative; overflow: hidden;
}
.page-hero::after { content: ""; position: absolute; inset: 0; background: radial-gradient(560px 280px at 88% 10%, rgba(245,130,31,.22), transparent 60%); }
.page-hero .container { position: relative; z-index: 2; }
.page-hero h1 { color: #fff; margin-bottom: 10px; }
.page-hero p { color: #c9daec; max-width: 640px; margin: 0; font-size: 1.05rem; }
.breadcrumb { font-size: .85rem; color: #a9c4de; margin-bottom: 14px; }
.breadcrumb a { color: #cddcec; }

/* ---------- Contact ---------- */
.contact-grid { display: grid; grid-template-columns: 1fr 1.15fr; gap: 46px; align-items: start; }
.info-list { list-style: none; margin: 0 0 26px; padding: 0; display: grid; gap: 18px; }
.info-list li { display: flex; gap: 15px; align-items: flex-start; }
.info-list .ico { width: 46px; height: 46px; flex: none; border-radius: 12px; display: grid; place-items: center; background: rgba(18,115,212,.1); color: var(--blue); }
.info-list .ico svg { width: 22px; height: 22px; }
.info-list strong { display: block; font-family: var(--font-head); color: var(--navy); }
.info-list .ico--wa { background: rgba(37, 211, 102, .15); color: #1fa855; }
.info-list a, .info-list span { color: var(--muted); font-size: .95rem; }

.form { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 30px; box-shadow: var(--shadow-sm); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field { margin-bottom: 16px; }
.field label { display: block; font-family: var(--font-head); font-weight: 600; font-size: .85rem; color: var(--navy); margin-bottom: 7px; }
.field input, .field select, .field textarea {
  width: 100%; padding: 12px 14px; border: 1px solid var(--line); border-radius: 10px;
  font-family: inherit; font-size: .95rem; color: var(--ink); background: #fff; transition: border-color .18s, box-shadow .18s;
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(18,115,212,.14);
}
.field textarea { min-height: 130px; resize: vertical; }

/* ---------- FAQ ---------- */
.faq { max-width: 820px; margin: 0 auto; }
.faq details {
  background: #fff; border: 1px solid var(--line); border-radius: 12px;
  padding: 0; margin-bottom: 12px; box-shadow: var(--shadow-sm); overflow: hidden;
}
.faq summary {
  cursor: pointer; list-style: none; padding: 18px 22px;
  font-family: var(--font-head); font-weight: 700; color: var(--navy);
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; font-size: 1.4rem; color: var(--accent); line-height: 1; }
.faq details[open] summary::after { content: "\2013"; }
.faq details p { padding: 0 22px 20px; margin: 0; font-size: .95rem; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy); color: #b9cbdd; padding: 58px 0 26px; margin-top: 0; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.2fr; gap: 36px; }
.site-footer h4 { color: #fff; font-size: .95rem; letter-spacing: .04em; text-transform: uppercase; margin-bottom: 16px; }
.site-footer p, .site-footer a { color: #b9cbdd; font-size: .93rem; }
.site-footer a:hover { color: #fff; }
.footer-links { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.footer-brand { display: flex; align-items: center; gap: 12px; margin-bottom: 16px; }
.footer-brand img { height: 46px; background: #fff; padding: 6px 10px; border-radius: 10px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.12); margin-top: 40px; padding-top: 22px;
  display: flex; justify-content: space-between; gap: 14px; flex-wrap: wrap; font-size: .85rem;
}
.disclaimer { font-size: .78rem; color: #7f97ad; margin-top: 12px; max-width: 620px; }

/* ---------- Reveal animation ---------- */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity .6s ease, transform .6s ease; }
.reveal.is-visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* ---------- Responsive ---------- */
@media (max-width: 1000px) {
  .grid--4 { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: repeat(2, 1fr); }
  .stats__grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 900px) {
  .hero__grid { grid-template-columns: 1fr; gap: 40px; padding: 56px 0 74px; }
  .split { grid-template-columns: 1fr; gap: 34px; }
  .split--rev .split__media { order: 0; }
  .grid--3 { grid-template-columns: repeat(2, 1fr); }
  .tax-grid { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: repeat(2, 1fr); }
  .contact-grid { grid-template-columns: 1fr; gap: 34px; }
  .cta { grid-template-columns: 1fr; padding: 40px 30px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }

  .nav__toggle { display: flex; }
  .nav__links {
    position: absolute; top: 100%; left: 0; right: 0;
    flex-direction: column; align-items: stretch; gap: 4px;
    background: #fff; border-bottom: 1px solid var(--line);
    padding: 14px 18px 20px; box-shadow: var(--shadow-md);
    display: none;
  }
  .nav__links.is-open { display: flex; }
  .nav__links a { padding: 13px 16px; }
  .nav__cta { margin: 8px 0 0; }
  .nav__cta .btn { width: 100%; justify-content: center; }
}
@media (max-width: 620px) {
  .section { padding: 60px 0; }
  .grid--2, .grid--3, .grid--4 { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: 1fr; }
  .stats__grid { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero__badge { position: static; margin-top: 16px; }
  .topbar .topbar__meta { gap: 12px; font-size: .8rem; }
}